Banking Basics Worksheets
Checking & Savings, Bank Statements & Debit Cards
- Grades
- Grades 7–12
- Formats
- Google Slides, PDF, PowerPoint
- Pages
- 30
- Answer keys
- Included
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Teach teens how a bank account really works! These banking basics worksheets walk middle and high school students through checking and savings accounts, banks vs. credit unions, FDIC and NCUA insurance, bank fees, debit vs. credit cards and mobile banking safety. Then students put it into practice with a realistic bank statement, blank checks, deposit slips, check registers and an overdraft scenario that shows exactly how fees add up.
What's included
- Teacher guide with 5-day pacing, materials and differentiation (support, on level, challenge)
- Standards page (Common Core math & ELA + Jump$tart personal finance) and contents
- 4 pages of guided notes with word banks: checking vs. savings, banks vs. credit unions vs. online banks, deposit insurance ($250,000), common bank fees, debit vs. credit, online and mobile banking safety (with a spot-the-phish text message)
- Vocabulary Match-Up (16 terms)
- Choose-a-Bank: 3 fictional bank brochures, 3 customer profiles and a yearly fee and interest calculator
- Reading a Bank Statement: a drawn monthly statement + 12 questions (including a suspicious charge)
- Anatomy of a Check + writing amounts in words
- Write a Check: 3 blank checks with real-life scenarios
- Deposit slips (2) and check endorsements
- Check Register Level 1 (running balance) and Level 2 (with reconciling to a bank statement)
- Overdraft scenario: Ethan's expensive weekend, compared with opting out and overdraft protection
- Safe or Risky? 8 cut-apart scenario cards + group sorting sheet
- 15-question quiz and 4 cut-apart exit tickets
- Complete answer keys, including filled-in checks and deposit slips
How to use it
Use it as a 5-day banking unit in financial literacy, personal finance, consumer math, FACS, life skills or advisory, or pull single pages for stations, sub days and homework. Print and go: the only prep is cutting the card sort and exit tickets.
Skills practiced
Comparing accounts and feesdeposit insurancereading a bank statementwriting checksdeposit slipsrunning balances with negative numbersreconcilingoverdraft mathfraud and phishing awareness
