Credit Score Activities
Credit Reports, Credit Cards & Interest · High School
- Grades
- Grades 9–12
- Formats
- Google Slides, PDF, PowerPoint
- Pages
- 27
- Answer keys
- Included
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Teach credit before the first credit card offer arrives! In these credit score activities, high school students learn what a credit score is, the 300 to 850 FICO Score range and the five factors, how credit reports work, and how credit card interest adds up. They read a realistic credit report and credit card statement, diagnose six people's credit, discover how long a $1,000 balance takes to pay off with minimum payments, sort credit myths from facts and play a Credit Score Life Game.
What's included
- Teacher guide with 5-day pacing and differentiation (support, on level, challenge)
- Standards and contents page
- 3 pages of guided notes with fill-in blanks: Credit Scores (FICO ranges and the five factors 35/30/15/10/10), Credit Reports (free official reports, inquiries, disputes, freezes), Cards & Interest (credit vs debit, APR, grace period, minimum payments)
- Sample credit report (drawn document) with 9 questions, including a suspicious account to investigate
- Score-factor case studies: 6 people to diagnose
- Credit card statement (drawn document) with interest calculation and minimum payment warning, plus 10 questions
- The Minimum-Payment Trap: students build a month-by-month table for a $1,000 balance at 24% APR, with clearly stated assumptions
- Pay More, Save More: compare 4 payoff plans with a graph
- Myth vs Fact sort (16 cards) + recording sheet
- Credit Score Life Game: rules, score tracker and 16 scenario cards
- 15-question quiz
- Completed notes and full answer keys
How to use it
Teach it over 5 class periods in personal finance, consumer math, CTE, life skills or advisory, or use the game and myth sort as stand-alone review days. All people, companies and documents are fictional.
Skills practiced
Credit scorescredit reportscredit utilizationAPR and interestminimum paymentscredit vs debitidentity theft protectionpercents
